What happens to most homeowners after a fire. And how we change it.

Before you call a contractor, sign anything with your insurance company, or make any decisions — watch this. It covers the three mistakes that cost homeowners the most money and time, and exactly what we do instead.

Why 70% of homeowners get underpaid on their first insurance offer — and what to do about it

The contractor conversation you should never have without preparation

How a single advisor with your full story changes every outcome in recovery

Watch first — 3 minutes

House Fire Recovery Advisory

You've never done this before. We've done it 1,000+ times.

A dedicated Recovery Specialist assigned within 24 hours. One person who knows your full story — your insurer, your contractor, your goals — from day one through your final outcome. Helping homeowners navigate fire insurance claims, restoration decisions, and every crisis that follows a house fire.

3,500+ properties evaluated

29 states served

Rated 4.9 / 5.0

8–10 month avg. recovery

$30 first month · Cancel anytime · Free option available, no card needed

Limited spots available

★★★★★

Rated 5/5 by Homeowners

Recovery Support Program

$30

first month · then $500/mo

Dedicated Recovery Specialist within 24 hrs

Custom recovery roadmap built for you

Weekly strategy check-ins throughout recovery

Pre-vetted contractors, adjusters & attorneys

Claims, contractor & permit coordination

Meeting prep — know exactly what to ask

Temporary housing placement & ALE support

Cancel anytime with a single message

Free option — no credit card needed

3,500+

fire-damaged properties

personally evaluated

29

states served across the U.S.

8–10 mo

avg. recovery timeline
vs. 12–18 industry average

4.9

star rating from
homeowners served

The situation you're in

A house fire isn't one crisis.

It's five — all at once.

Most people think of us as fire recovery advisors. What we actually do is crisis stabilization — stopping the spiral and giving families a clear path forward when everything feels out of control. Understanding what caused your fire is the first step; navigating everything that follows requires a system.

Insurance crisis

Lowball offers, delayed adjusters, denied claims. 70% of homeowners accept the first offer — often 30–50% too low. Before signing anything, understand how fire insurance claims work and what a fire damage public adjuster can recover on your behalf.

Contractor crisis

Predatory bids, ghosting, change order abuse, stalled timelines. Knowing what fire damage restoration should cost — and what to look for before signing — is the single best protection you have against contractor fraud.

Housing crisis

Displacement, temporary housing costs, and the pressure to make permanent decisions under temporary stress. We help you navigate temporary housing after a house fire — from hotel placement to short-term rentals covered under your ALE policy.

Decision crisis

Rebuild, restore, or sell? Sign this contract? Accept this offer? Whether you're weighing full restoration against selling your fire-damaged house, you never decide alone — every option is laid out before you commit to anything.

Emotional crisis

Overwhelm, decision fatigue, and family stress compounding on top of everything else. We bring the calm. Our approach — featured in Forbes, Realtor.com, and 40+ publications — is built around no pressure, no hidden agendas, and your timeline.

"You have been more helpful to me than all of the officials, Red Cross included — combined. All of these parties provided me with incorrect information. I'm so grateful."

— Andrea · New York, NY · December 2025

How it works

From overwhelmed to in control — in four steps.

Whether your fire was last night or six months ago, you don't need to figure this out alone. Here's exactly what happens from the moment you reach out.

Day 1

We listen to your situation

Call, text, or fill out our 2-minute form. No jargon, no pressure. Within 24 hours you're matched with a dedicated Recovery Specialist who knows your case inside and out.

Days 2–7

We build your custom plan

Your specialist maps your exact path — estimating your real insurance payout range, reviewing the critical steps after a house fire, and connecting you with emergency services immediately.

Weeks 1–4

We connect you with trusted pros

Pre-screened contractors, public adjusters, and attorneys in your area — vetted with proven fire recovery track records. You choose. We coordinate every service visit and keep everyone accountable.

Ongoing

We stay until you're done

Weekly check-ins. We catch delays, flag issues, and adjust your plan as things evolve. This is where other services disappear. This is where we shine.

What guidance looks like in practice

Real homeowners, real outcomes

These aren't testimonials. They're situations — and what changed when someone had an expert in their corner from day one.

Contractor failure — Illinois

Lydia's contractor showed up the evening of the fire "assuring he'd take care of everything." Nine months later: a blue tarp still on the roof, the home gutted, belongings in storage. After firing the contractor and receiving lowball offers from others, she reached out. We provided a fair offer, handled every detail, and kept her informed at every step until closing.

Lydia · Antioch, IL

Retirement decision — Tennessee

Todd and Patricia's retirement home — fire in the living room, spread to the ceiling and attic. 8+ month rebuild estimate. Their family was still in California. We helped them see both paths clearly without pushing either. Once they chose to sell, we closed ahead of the 30-day timeline. They returned to California to be near their children.

Todd & Patricia · Crossville, TN

Complex title — Connecticut

Shawn's family was in a rental, a job had been lost, his wife was weeks from giving birth. The home had a 30-year-old mortgage with no documentation from a bank that no longer existed. We kept pushing until documentation was located. Closed just before the family faced eviction from their rental.

Shawn · East Canaan, CT

Life transition — North Carolina

A fire burned through the entire back of the home. The couple had already gutted the interior when reality set in — a newborn on the way, insurance approvals pending, a timeline no one could predict. They chose certainty over renovation. We helped them close successfully with funds for a down payment on their next home.

Steve · Cary, NC

Hear it from them

Watch what the recovery process actually looked like — in their own words.

Brandi

Freeport, NY

"They basically gave us an exit strategy and made it really painless."

Roland

Alpharetta, GA

"They were able to come in, assess the property and it was beneficial for all of us to be able to sell the property."

Kristen

Bremerton, WA

"He made the whole process incredibly easy from start to finish."



Edith

Bridgeport, CT

"It was very easy, very simple, very smooth. And here we are."

How it works

Every phase of recovery, covered in depth.

Whether you need to understand your insurance options, locate temporary housing, or decide whether to rebuild or sell — our free resource library covers every decision you'll face, built from evaluating 3,500+ fire-damaged properties across 29 states.

Insurance Crisis

Your insurance claim is the financial foundation of your entire recovery — and it's where homeowners lose the most money. We help you understand how fire insurance claims actually work before your adjuster arrives, identify when you're being underpaid, and connect you with a licensed fire damage public adjuster who negotiates on your behalf. Homeowners who push back on first offers typically recover 30–50% more.

  • Public adjuster fees explained
  • Insurance company tactics to watch for
  • House fire insurance claim tips
  • What to do when your claim is denied
  • Fire loss documentation checklist

Recovery Steps & Emergency

The first 72 hours after a fire determine more about your outcome than any other period. We walk you through every critical step to take after a house fire — from securing your property and notifying your insurer, to accessing temporary housing after a house fire while your ALE coverage is active. We also help you navigate house fire victim assistance programs and obtain your official house fire records from the fire department.

  • Complete house fire recovery guide
  • Landlord responsibilities after a fire
  • What can be salvaged after a house fire

Restoration & Repair

Restoration is where most homeowners encounter their biggest problems — predatory contractors, inflated scopes of work, and timelines that stretch for months without progress. We help you understand what professional fire damage restoration actually involves and what it should cost. From structural repairs to smoke damage restoration and smoke odor removal, every phase has red flags we've seen firsthand across 3,500+ evaluations.

  • Fire damage restoration cost breakdown
  • Choosing a fire restoration company
  • Soot damage cleanup guide
  • Emergency fire board-up services

Selling After a Fire

Not every homeowner wants to rebuild — and choosing to sell is a completely valid path. We help you evaluate every option, from listing with an agent who specializes in distressed properties to comparing as-is cash offers alongside your insurance settlement. Our guide to selling a fire-damaged house covers disclosure requirements, realistic pricing, and how to make the decision about rebuilding versus selling after a house fire with full clarity — never pressure.

  • How to sell your house after a fire
  • What is your fire-damaged home worth
  • How to sell a fire-damaged house fast
  • Fire damage disclosure requirements
  • Evaluating cash offers on fire-damaged homes

Fire Causes & Type-Specific Recovery

The cause of a fire determines your coverage eligibility, your restoration protocol, and in some cases your legal options. Our guides cover the most common causes of house fires in the U.S. — and more importantly, what to do specifically after each type. Kitchen fires, electrical fires, chimney fires, and garage fires each leave different damage signatures requiring different documentation and remediation approaches.

  • What to do after a kitchen fire
  • What to do after an electrical fire
  • What to do after a chimney fire
  • What to do after a garage fire
  • Electrical fire causes and prevention
  • Dryer fire causes and prevention

Statistics, Records & Data

Understanding the data behind house fires helps homeowners ask better questions and challenge lowball estimates with evidence. Our house fire statistics library draws from NFPA, USFA, and CPSC primary data. Our house fire records guide explains exactly how to obtain the official fire report from your local department — required by insurers, attorneys, and contractors throughout your recovery.

  • House fire death and injury statistics
  • Electrical fire statistics by state
  • Dryer fire statistics and data
  • Firefighter response statistics
  • Fire insurance claim statistics

Our resource library is built from evaluating more than 3,500 fire-damaged properties across 29 states — practical guidance grounded in what actually happens, not what should happen in theory.

Our role

Your recovery command center — not another vendor.

We are fully independent. We don't perform work, negotiate claims, or profit from marking up services. Our only incentive is your best outcome — whether that's full restoration, selling your home as-is, or anything in between.

What We Do

Assign a dedicated Recovery Specialist within 24 hours

Connect you with pre-vetted local professionals

Prepare you for every insurance and contractor meeting

Coordinate temporary housing placement and ALE documentation

Help you obtain your official house fire records from the fire department

Review all written communication before you send it

Check in weekly and keep all parties accountable

Support any outcome — rebuild, restore, or sell

What We Don't Do

Perform physical restoration work

Act as your public adjuster

Provide legal, financial, or insurance advice

Replace licensed attorneys or accountants

Pressure you toward any specific path or vendor

Mark up services or take referral commissions

Make decisions on your behalf

Disappear after the first call

Simple, transparent pricing

Start free. Upgrade when the stakes feel high.

Our core guidance is always free. When you're ready for a dedicated expert by your side, the Advisory Partnership starts at just $30 for your first month.

Free Guidance

$0

 always free

1 free recovery guidance call

General recovery guide & checklist

Phase-by-phase education resources

Access to free tools and calculators

No dedicated Recovery Specialist

No weekly check-ins or coordination

No meeting prep or dispute support

Most enrolled · Risk-free trial

Advisory Partnership

$30

first month, then $500/mo

Everything in Free Guidance

Dedicated Recovery Specialist within 24 hrs

Custom recovery roadmap for your situation

Weekly strategy check-ins throughout recovery

Written communication review before you send

Temporary housing placement & ALE coordination

Contractor & adjuster dispute support

Attorney referrals when needed

Priority direct access to your specialist

Cancel anytime with a single message · No questions asked · No hidden fees

Questions? Call (866) 934-1703 — no pressure, just answers.

Questions before enrolling

Honest answers.

  • What does the trial actually include?

    Full Advisory Partnership access for 30 days — a dedicated Recovery Specialist assigned within 24 hours, a custom recovery roadmap, weekly check-ins, written communication review, temporary housing coordination, dispute support, and attorney referrals. After 30 days the program continues at $500/month — or cancel with a single message, no fees, no questions asked.

  • I already filed my insurance claim. Is it too late?

    Most clients come to us after filing. We can still review your claim, identify whether you're being lowballed, connect you with a public adjuster if needed, and keep your recovery moving. It's never too late — even mid-recovery, the right specialist can change the outcome.

  • How do you help with temporary housing after a fire?

    Your Recovery Specialist helps you understand what your policy's Additional Living Expense (ALE) coverage actually covers, connects you with hotel placement services and extended-stay options in your area, and documents every temporary housing expense for reimbursement. We also help navigate the mortgage servicer's requirements if your insurance check is being held in escrow. Read our full guide on temporary housing after a house fire for more detail.

  • How do I get my official house fire records?


    The official fire report documenting cause, origin, and responding units is one of the most important documents in your recovery — insurers, attorneys, and contractors all need it. Your specialist walks you through requesting it from your local fire department (the process varies by jurisdiction). You can also read our complete guide on obtaining house fire records in our free library.

  • What if my contractor or public adjuster has gone silent?

    This is one of the most common situations we step into. We help you document the breakdown, understand your options, and connect you with the right professionals — whether that's an insurance attorney, a replacement adjuster, or a vetted contractor who specializes in completing stalled fire restoration projects.

  • What if I want to sell the home instead of rebuilding?

    We fully support that decision. We connect you with agents who specialize in fire-damaged properties, help you evaluate cash offers side-by-side, and guide you through selling a fire-damaged home while keeping your insurance payout intact. Our goal is always the best outcome for your family — not a specific path forward.

  • Do I have to use your recommended contractors or adjusters?

    Not at all. We can help you vet any professional — even those outside our network. Our job is to protect your interests, not push vendors. Every recommendation we make is based on your specific situation, and the final decision is always yours.

Get started today

The first 72 hours matter most. Don't navigate them alone.

Start your risk-free trial for $30 — or begin with free guidance, no credit card needed. Either way, you'll have an expert who knows your situation, not a call center reading from a script.

Or call us: (866) 934-1703 · No pressure, just answers.

Get in touch

Have a question? We'll give you a straight answer.

Whether you're trying to understand your insurance options, figure out your next step, or just want to talk through what happened — reach out. No scripts, no pressure, no obligation. We respond to every message, usually within a few hours during business hours.


If your situation is urgent — fire happened recently, ALE is running out, a contractor has gone silent — call us directly. We pick up.

Call or text: (866) 934-1703

Email: Joel@housefiresolutions.com

Connecticut, USA · Serving 29 states nationwide

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