How to Find House Fire Records in Pennsylvania: Official Reports, NFIRS Data and Insurance Documentation Under 65 Pa. C.S. 67.101
Written By: Joel Efosa, Fire Recovery Advisor
Written: 2026-07-28

Edited: Erik Russo, Certified Fire Restoration Specialist
Written: 2026-07-28
Finding house fire records in Pennsylvania requires navigating the Pennsylvania State Fire Commissioner, local fire departments, and the Pennsylvania Right to Know Law. I have helped homeowners across Pennsylvania track down fire incident reports that insurance companies claimed did not exist. Pennsylvania fire departments are required to file incident reports through the National Fire Incident Reporting System (NFIRS). The Pennsylvania Right to Know Law (65 Pa. C.S. 67.101) gives you the legal right to access these records.
Fire records matter because they determine insurance claim outcomes. A fire incident report documents the cause, origin, extent of damage, responding units, and timeline. Without this report, your insurance company controls the narrative. With it, you control the facts.
House Fire Solutions helps homeowners in Pennsylvania obtain fire records, interpret them, and use them to support insurance claims. Call (866) 934 1703 for guidance.
Important Pennsylvania Residence resources:
| Record Type | Source | Access Method |
|---|---|---|
| Fire Incident Report | Local Fire Department | Pennsylvania Right to Know Law request |
| NFIRS Data | Pennsylvania State Fire Commissioner | State fire marshal request |
| Cause and Origin Report | Pennsylvania State Fire Commissioner | Written request or subpoena |
| Building Inspection | Pennsylvania L&I | Public records request |

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How to Request Fire Incident Reports in Pennsylvania
The Pennsylvania Right to Know Law (65 Pa. C.S. 67.101) guarantees public access to government records in Pennsylvania, including fire incident reports. To request a fire report: identify the responding fire department, submit a written request citing 65 Pa. C.S. 67.101, include the date, address, and incident number if known, and allow the statutory response time.
Most Pennsylvania fire departments respond within 3 to 10 business days. Some charge a nominal copying fee ($0.25 to $1.00 per page). If the department denies your request, cite 65 Pa. C.S. 67.101 and request a written explanation of the denial.
A Philadelphia landlord owned a row house that caught fire. The fire spread to two adjacent properties through shared walls. All three landlords filed claims. The fire originated in his property. His liability insurance covered the adjacent damage, but his habitability obligation to his own tenants remained separate from the liability claim. Two different adjusters, two different timelines.
| Record Type | Source | How to Request |
|---|---|---|
| Fire incident report | Pennsylvania fire department | In person or online portal |
| Fire investigation report | Pennsylvania State Fire Commissioner | FOIA request or online |
| Insurance claim file | Pennsylvania Insurance Department | Contact insurer directly |
| Building inspection report | Local code enforcement | Public records request |
| Arson investigation | State police or fire marshal | FOIA with case number |
Understanding NFIRS Fire Data in Pennsylvania
The National Fire Incident Reporting System (NFIRS) is a federal database maintained by USFA. Pennsylvania fire departments report incidents to the Pennsylvania State Fire Commissioner, which then submits to the national database. NFIRS data includes: incident type, property use, fire cause, area of origin, heat source, item first ignited, and estimated dollar loss.
NFIRS data is valuable for insurance claims because it provides an independent, standardized assessment of the fire. Your insurance adjuster may have their own estimate, but the NFIRS data represents the fire department's official findings.
To access Pennsylvania NFIRS data, contact the Pennsylvania State Fire Commissioner directly or submit a Pennsylvania Right to Know Law request to the responding fire department.
| Record Type | Typical Wait Time | Cost |
|---|---|---|
| Basic incident report | 3 to 10 business days | $5 to $25 |
| Full investigation report | 2 to 8 weeks | $10 to $50 |
| Insurance claim documents | 5 to 15 business days | Free from your insurer |
| Building department records | 5 to 14 business days | $5 to $30 |
| Court records (if arson) | 1 to 4 weeks | $10 to $50 |
Fire Cause and Origin Reports in Pennsylvania
The danger doesn't end when the flames are gone. Smoke and toxic gases are invisible threats that can cause serious harm long after you've escaped the heat.

Adrenaline is powerful; it can easily mask symptoms of smoke inhalation that may not appear for hours. It is crucial that everyone, especially children and the elderly, gets evaluated by
paramedics on the scene. If anyone has suffered a burn, apply cool—not cold—water and cover it with a clean, dry cloth while you wait for medical help.
| Section | Information Included | Why It Matters |
|---|---|---|
| Origin and cause | Point of origin, ignition source, fire spread pattern | Determines liability and insurance coverage |
| Damage assessment | Structural damage level, rooms affected, estimated loss | Supports insurance claim valuation |
| Response details | Units dispatched, response time, suppression methods | Documents emergency response adequacy |
| Witness statements | Occupant accounts, neighbor observations | Corroborates or disputes official findings |
| Photos and diagrams | Scene photos, fire spread diagrams, evidence markers | Visual proof for claims and legal proceedings |
Using Fire Records for Insurance Claims in Pennsylvania
When the fire department arrives, they take command of the scene for everyone's safety. Follow their instructions without question.
They will establish a safe perimeter and shut off utilities like gas and electricity to prevent secondary disasters like explosions. The house is now a hazardous zone.
Even after the fire is extinguished, the structure can be unstable, and toxic residues coat every surface. Do not re-enter until a fire official gives you explicit permission. This is the first of many difficult waits you'll face, but your safety depends on it.
| Purpose | Which Records You Need | Who Requests Them |
|---|---|---|
| Insurance claim support | Incident report + investigation report | Homeowner or public adjuster |
| Legal proceedings | Full investigation + witness statements | Attorney |
| Property sale disclosure | Incident report + repair permits | Seller or real estate agent |
| Contractor scope of work | Damage assessment + building inspection | Restoration company |
| Dispute resolution | All available records | Homeowner or legal counsel |
Property Disclosure and Fire History in Pennsylvania
If you are buying or selling a property in Pennsylvania that has fire history, disclosure requirements apply. Sellers must disclose known material defects, which includes prior fire damage. Fire records help buyers verify the extent of previous damage and whether repairs were completed properly.
To check fire history on a property in Pennsylvania: request records from the local fire department for the address, check the Pennsylvania L&I for repair permits, review the property's insurance claims history through CLUE reports, and inspect for signs of previous fire damage (repainted areas, new framing in isolated sections, smoke odor in enclosed spaces).
House Fire Solutions can help you investigate fire history on any property in Pennsylvania. Call (866) 934 1703.
| Agency | Records Available | Request Method |
|---|---|---|
| Pennsylvania State Fire Commissioner | Investigation reports, cause determination | Written FOIA request |
| Pennsylvania Insurance Department | Claim history, company complaint records | Call 1 717 787 2317 |
| Local fire department | Incident reports, dispatch records | In person or online |
| County clerk | Property damage liens, permits | Public records search |
How Long Are Fire Records Kept in Pennsylvania?
Record retention varies by agency in Pennsylvania. Fire incident reports are typically retained for 5 to 10 years by local departments. NFIRS data is retained indefinitely at the federal level. Cause and origin reports are retained for the statute of limitations period (typically 5 to 7 years for civil claims in Pennsylvania).
If you need records from a fire that occurred more than 5 years ago, start with the Pennsylvania State Fire Commissioner rather than the local department. Federal NFIRS data may still be available even if the local department has purged their files.
For insurance purposes, you should obtain and store your own copies of all fire records immediately after the incident. Do not rely on agencies to retain them indefinitely.
| Issue | Why It Happens | Solution |
|---|---|---|
| Report says "undetermined" | Insufficient evidence at scene | Request supplemental investigation or hire private investigator |
| Records delayed beyond timeline | Backlog or active investigation | File formal complaint with agency, cite state FOIA law |
| Missing pages or redactions | Privacy protections or ongoing case | Appeal redactions, request unredacted version through attorney |
| Conflicting information | Multiple agencies investigated separately | Obtain all versions, have expert reconcile differences |
| Records destroyed or lost | Retention period expired or disaster | Check backup sources: insurance file, news reports, court records |
Pennsylvania Specific Fire Record Considerations
Row house architecture in Philadelphia and Pittsburgh means fire spreads to adjacent properties. Coal region homes have unique heating system fire risks. Older housing stock (pre-1940) in many cities creates asbestos and lead complications.
The Pennsylvania State Fire Commissioner coordinates fire investigation and reporting across Pennsylvania. For statewide fire statistics, contact them at https://www.osfc.pa.gov. For specific incident reports, contact the local fire department that responded to the call.
House Fire Solutions helps homeowners across Pennsylvania navigate the fire records process. Whether you need a report for an insurance claim, a real estate transaction, or legal proceedings, we can guide you through the request process. Call (866) 934 1703.
| Record Type | Pennsylvania Retention Period | After Expiration |
|---|---|---|
| Basic incident report | 5 to 10 years | May be archived or destroyed |
| Arson investigation | Permanent | Always available |
| Insurance claim file | 7 to 10 years | Contact insurer for archived copies |
| Building permits | Permanent | Available through county records |
| Court records | Permanent | Available through court clerk |
Next Steps for Obtaining Fire Records in Pennsylvania
House Fire Solutions does not produce fire records. We help homeowners in Pennsylvania identify which records exist, where to request them, and how to use them for insurance claims. We also connect you with vetted restoration companies if you need repair quotes.
Call (866) 934 1703 for a free consultation. We will help you determine which records you need, draft your Pennsylvania Right to Know Law request, and advise on next steps for your insurance claim.
If your insurance company is denying or delaying your claim because of missing fire records, we can help you escalate through the Pennsylvania Insurance Department complaint process.
| Professional | What They Do | Typical Cost |
|---|---|---|
| Public adjuster | Obtains and interprets records for insurance claims | 5% to 15% of claim payout |
| Fire investigation expert | Reviews cause determination, provides expert opinion | $150 to $300 per hour |
| Attorney | Subpoenas records, handles disputes and litigation | $200 to $500 per hour |
| House Fire Solutions | Connects you with vetted professionals, guides process | Free consultation |
How do I get a copy of a fire report in Pennsylvania?
Submit a written request to the fire department that responded to the incident, citing 65 Pa. C.S. 67.101. Include the date, address, and your relationship to the property. Most departments respond within 3 to 10 business days.
Are fire reports public record in Pennsylvania?
Yes. Under the Pennsylvania Right to Know Law (65 Pa. C.S. 67.101), fire incident reports are public records in Pennsylvania. Exceptions exist for active arson investigations, but once closed, all reports are accessible.
How long does it take to get a fire report in Pennsylvania?
Most Pennsylvania fire departments provide reports within 3 to 10 business days. Cause and origin reports from the Pennsylvania State Fire Commissioner may take 30 to 90 days if the investigation is complex.
Can my insurance company get fire records without my permission in Pennsylvania?
Yes. Fire incident reports are public records under 65 Pa. C.S. 67.101. Your insurance company can request them directly from the fire department. You should obtain your own copy to verify what the insurer received.
What if the fire department lost my fire report in Pennsylvania?
Contact the Pennsylvania State Fire Commissioner for the state level copy. NFIRS data is also stored at the federal level through USFA. If all copies are lost, document the loss in writing and use alternative evidence (photos, witness statements, insurance adjuster notes) for your claim.
Do I need a fire report for an insurance claim in Pennsylvania?
Your insurer cannot require a fire report to process a claim, but having one strengthens your position significantly. The report documents cause, extent, and timeline independently of the insurer's assessment. Contact the Pennsylvania Insurance Department at (717) 787 2317 if your insurer is conditioning payment on a report you cannot obtain.
How do I check if a house had a fire before buying it in Pennsylvania?
Request fire records for the address from the local fire department. Check the Pennsylvania L&I for repair permits. Order a CLUE report through LexisNexis. Ask the seller directly (they are required to disclose known material defects in Pennsylvania).
What information is in a fire incident report in Pennsylvania?
A standard Pennsylvania fire incident report includes: date and time, address, responding units, fire cause and origin, area of fire origin, extent of flame and smoke damage, estimated dollar loss, injuries or fatalities, and the investigating officer's narrative.
Can I get fire records for a property I do not own in Pennsylvania?
Yes. Fire incident reports are public records under 65 Pa. C.S. 67.101. You do not need to own the property to request the report. This is useful for buyers conducting due diligence on properties with suspected fire history.
What is NFIRS and how does it help me in Pennsylvania?
NFIRS (National Fire Incident Reporting System) is a federal database of fire incidents. Pennsylvania fire departments report to the Pennsylvania State Fire Commissioner, which submits to USFA. NFIRS data provides standardized fire documentation that supports insurance claims with independent, government sourced evidence.
Yes. House Fire Solutions helps homeowners across Pennsylvania obtain fire incident reports, cause and origin reports, and NFIRS data. We also help interpret these records for insurance claims and connect you with vetted restoration companies. Call (866) 934 1703 for a free consultation.
Pennsylvania State Resources You Should Bookmark
| Resource | Contact | What They Provide |
|---|---|---|
| Pennsylvania State Fire Commissioner | Contact local office | Investigation reports, cause determination |
| Pennsylvania Insurance Department | 1 717 787 2317 | Claim history, company complaints |
| Local fire department | Call non emergency line | Incident reports, dispatch logs |
| House Fire Solutions | (866) 934 1703 | Free guidance on obtaining and using fire records |