What happens to most homeowners after a fire. And how we change it.
Before you call a contractor, sign anything with your insurance company, or make any decisions — watch this. It covers the three mistakes that cost homeowners the most money and time, and exactly what we do instead.
Why 70% of homeowners get underpaid on their first insurance offer — and what to do about it
The contractor conversation you should never have without preparation
How a single advisor with your full story changes every outcome in recovery
Watch first — 4 minutes
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4 min · No sales pitch
Featured in Forbes · Realtor.com · Yahoo Finance · 40+ publications
House Fire Recovery Advisory
You've never done this before. We've done it 1,000+ times.
A dedicated Recovery Specialist assigned within 24 hours. One person who knows your full story — your insurer, your contractor, your goals — from day one through your final outcome. Helping homeowners navigate fire insurance claims, restoration decisions, and every crisis that follows a house fire.
3,500+ properties evaluated
29 states served
Rated 4.9 / 5.0
8–10 month avg. recovery
$30 first month · Cancel anytime · Free option available, no card needed
Limited spots available
★★★★★
Rated 5/5 by Homeowners
Recovery Support Program
$30
first month · then $500/mo
Dedicated Recovery Specialist within 24 hrs
Custom recovery roadmap built for you
Weekly strategy check-ins throughout recovery
Pre-vetted contractors, adjusters & attorneys
Claims, contractor & permit coordination
Meeting prep — know exactly what to ask
Temporary housing placement & ALE support
Cancel anytime with a single message
Free option — no credit card needed
3,500+
fire-damaged properties
personally evaluated
29
states served across the U.S.
8–10 mo
avg. recovery timeline
vs. 12–18 industry average
4.9
star rating from
homeowners served
The situation you're in
A house fire isn't one crisis.
It's five — all at once.
Most people think of us as fire recovery advisors. What we actually do is crisis stabilization — stopping the spiral and giving families a clear path forward when everything feels out of control. Understanding what caused your fire is the first step; navigating everything that follows requires a system.
Insurance crisis
Lowball offers, delayed adjusters, denied claims. 70% of homeowners accept the first offer — often 30–50% too low. Before signing anything, understand how fire insurance claims work and what a fire damage public adjuster can recover on your behalf.
Contractor crisis
Predatory bids, ghosting, change order abuse, stalled timelines. Knowing what fire damage restoration should cost — and what to look for before signing — is the single best protection you have against contractor fraud.
Housing crisis
Displacement, temporary housing costs, and the pressure to make permanent decisions under temporary stress. We help you navigate temporary housing after a house fire — from hotel placement to short-term rentals covered under your ALE policy.
Decision crisis
Rebuild, restore, or sell? Sign this contract? Accept this offer? Whether you're weighing full restoration against selling your fire-damaged house, you never decide alone — every option is laid out before you commit to anything.
Emotional crisis
Overwhelm, decision fatigue, and family stress compounding on top of everything else. We bring the calm. Our approach — featured in Forbes, Realtor.com, and 40+ publications — is built around no pressure, no hidden agendas, and your timeline.
"You have been more helpful to me than all of the officials, Red Cross included — combined. All of these parties provided me with incorrect information. I'm so grateful."
— Andrea · New York, NY · December 2025
How it works
From overwhelmed to in control — in four steps.
Whether your fire was last night or six months ago, you don't need to figure this out alone. Here's exactly what happens from the moment you reach out.
Day 1
We listen to your situation
Call, text, or fill out our 2-minute form. No jargon, no pressure. Within 24 hours you're matched with a dedicated Recovery Specialist who knows your case inside and out.
Days 2–7
We build your custom plan
Your specialist maps your exact path — estimating your real insurance payout range, reviewing the critical steps after a house fire, and connecting you with emergency services immediately.
Weeks 1–4
We connect you with trusted pros
Pre-screened contractors, public adjusters, and attorneys in your area — vetted with proven fire recovery track records. You choose. We coordinate every service visit and keep everyone accountable.
Ongoing
We stay until you're done
Weekly check-ins. We catch delays, flag issues, and adjust your plan as things evolve. This is where other services disappear. This is where we shine.
Real homeowners, real outcomes
What guidance looks like in practice.
These aren't testimonials. They're situations — and what changed when someone had an expert in their corner from day one.
Contractor failure — Illinois
Lydia's contractor showed up the evening of the fire "assuring he'd take care of everything." Nine months later: a blue tarp still on the roof, the home gutted, belongings in storage. After firing the contractor and receiving lowball offers from others, she reached out. We provided a fair offer, handled every detail, and kept her informed at every step until closing.
Lydia · Antioch, IL
Retirement decision — Tennessee
Todd and Patricia's retirement home — fire in the living room, spread to the ceiling and attic. 8+ month rebuild estimate. Their family was still in California. We helped them see both paths clearly without pushing either. Once they chose to sell, we closed ahead of the 30-day timeline. They returned to California to be near their children.
Todd & Patricia · Crossville, TN
Complex title — Connecticut
Shawn's family was in a rental, a job had been lost, his wife was weeks from giving birth. The home had a 30-year-old mortgage with no documentation from a bank that no longer existed. We kept pushing until documentation was located. Closed just before the family faced eviction from their rental.
Shawn · East Canaan, CT
Life transition — North Carolina
A fire burned through the entire back of the home. The couple had already gutted the interior when reality set in — a newborn on the way, insurance approvals pending, a timeline no one could predict. They chose certainty over renovation. We helped them close successfully with funds for a down payment on their next home.
Steve · Cary, NC
How it works
Every phase of recovery, covered in depth.
Whether you need to understand your insurance options, locate temporary housing, or decide whether to rebuild or sell — our free resource library covers every decision you'll face, built from evaluating 3,500+ fire-damaged properties across 29 states.
Insurance crisis
Your insurance claim is the financial foundation of your entire recovery — and it's where homeowners lose the most money. We help you understand how fire insurance claims actually work before your adjuster arrives, identify when you're being underpaid, and connect you with a licensed fire damage public adjuster who negotiates on your behalf. Homeowners who push back on first offers typically recover 30–50% more.
- Public adjuster fees explained
- Insurance company tactics to watch for
- House fire insurance claim tips
- What to do when your claim is denied
- Fire loss documentation checklist
Recovery Steps & Emergency
The first 72 hours after a fire determine more about your outcome than any other period. We walk you through every critical step to take after a house fire — from securing your property and notifying your insurer, to accessing temporary housing after a house fire while your ALE coverage is active. We also help you navigate house fire victim assistance programs and obtain your official house fire records from the fire department.
- Complete house fire recovery guide
- Landlord responsibilities after a fire
- What can be salvaged after a house fire
Restoration & Repair
Restoration is where most homeowners encounter their biggest problems — predatory contractors, inflated scopes of work, and timelines that stretch for months without progress. We help you understand what professional fire damage restoration actually involves and what it should cost. From structural repairs to smoke damage restoration and smoke odor removal, every phase has red flags we've seen firsthand across 3,500+ evaluations.
- Fire damage restoration cost breakdown
- Choosing a fire restoration company
- Soot damage cleanup guide
- Emergency fire board-up services
Selling After a Fire
Not every homeowner wants to rebuild — and choosing to sell is a completely valid path. We help you evaluate every option, from listing with an agent who specializes in distressed properties to comparing as-is cash offers alongside your insurance settlement. Our guide to selling a fire-damaged house covers disclosure requirements, realistic pricing, and how to make the decision about rebuilding versus selling after a house fire with full clarity — never pressure.
- How to sell your house after a fire
- What is your fire-damaged home worth
- How to sell a fire-damaged house fast
- Fire damage disclosure requirements
- Evaluating cash offers on fire-damaged homes
Fire Causes & Type-Specific Recovery
The cause of a fire determines your coverage eligibility, your restoration protocol, and in some cases your legal options. Our guides cover the most common causes of house fires in the U.S. — and more importantly, what to do specifically after each type. Kitchen fires, electrical fires, chimney fires, and garage fires each leave different damage signatures requiring different documentation and remediation approaches.
- What to do after a kitchen fire
- What to do after an electrical fire
- What to do after a chimney fire
- What to do after a garage fire
- Electrical fire causes and prevention
- Dryer fire causes and prevention
Statistics, Records & Data
Understanding the data behind house fires helps homeowners ask better questions and challenge lowball estimates with evidence. Our house fire statistics library draws from NFPA, USFA, and CPSC primary data. Our house fire records guide explains exactly how to obtain the official fire report from your local department — required by insurers, attorneys, and contractors throughout your recovery.
- House fire death and injury statistics
- Electrical fire statistics by state
- Dryer fire statistics and data
- Firefighter response statistics
- Fire insurance claim statistics
Our resource library is built from evaluating more than 3,500 fire-damaged properties across 29 states — practical guidance grounded in what actually happens, not what should happen in theory.