House Fire Emergency Expense Tracker

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🧾 House Fire Emergency Expense Tracker

Track every expense from the day of the fire through full recovery.

1. Immediate Emergency Costs

Hotel or temporary lodging
Meals while displaced
Transportation (fuel, taxis, rental car, public transit)
Pet boarding or temporary shelter for pets
Emergency clothing and footwear
Toiletries and personal care items
Phone chargers, prepaid phones, SIM cards
Emergency cash withdrawals or service fees
Temporary childcare
First aid supplies or medications replaced
Emergency cleanup or board-up service
Fire department / emergency response fees (if applicable)

2. Temporary Housing & Living Expenses

Rent or lease payments for temporary housing
Security deposit on rental
Hotel taxes and service fees
Utilities for temporary residence (electricity, water, internet, etc.)
Furniture rental or purchase for temporary housing
Kitchenware or basic home supplies
Laundry and dry cleaning
Storage unit rental
Moving costs to/from temporary housing
Mail forwarding or PO box fees
Pet deposits or pet rent

3. Home Security & Cleanup

Board-up service (windows, doors, roof)
Debris removal and hauling
Smoke odor mitigation
Water damage mitigation (from firefighting)
Structural inspection or safety clearance
Air purification or dehumidifiers
Security fencing or temporary locks
Tree removal or yard cleanup

4. Restoration & Repair Costs

General contractor fees
Demolition work
Rebuilding materials (lumber, drywall, roofing, etc.)
Electrical, plumbing, HVAC repairs
Mold remediation (if water used to extinguish fire)
Painting and finishing
Flooring replacement
Appliance replacement and installation
Permit fees and city inspections
Landscaping repair

5. Personal Property Replacement

(List individual items and attach receipts or proof of ownership)

Furniture
Electronics (TVs, computers, phones, etc.)
Kitchenware and small appliances
Clothing and accessories
Linens, bedding, and towels
Home office supplies and equipment
Tools and outdoor gear
Toys, books, games
Jewelry and collectibles
Artwork or décor
Sports equipment
Personal documents (birth certificates, IDs, etc.)
Medication or medical devices

6. Professional & Administrative Fees

Insurance adjuster or public adjuster fees
Legal or consulting fees
Permitting and inspection fees
Notary or document replacement fees
Financial advisor or tax preparer related to the loss
Appraisal or inventory assessment services

7. Health & Wellness Costs

Counseling or therapy services
Medical expenses related to smoke inhalation or injury
Prescription replacements
Temporary gym or wellness memberships (if medically necessary)
Air purifier or medical-grade cleaning supplies

8. Lost Income & Business Expenses

(For homeowners who work from home or run a small business)

Lost workdays or wages due to displacement
Equipment replacement (computers, printers, tools)
Business interruption losses
Temporary office rental
Business document or data recovery

9. Insurance & Claim-Related Costs

Deductible payment
Increased premiums (if applicable)
Postage, printing, or document fees
Courier or express mail for claim submissions
Appraisal or reinspection costs

10. Miscellaneous / Other Costs

Donations or fees for community support services
Emotional support animal expenses
Educational materials for children (if displaced)
Travel expenses for family coordination
Replacement of sentimental items (non-insured)

💡 Tips for Effective Tracking

Keep digital and paper copies of all receipts.
Take photos or videos of damaged property before disposal.
Record dates, vendors, and payment methods for each expense.
Note whether each expense is reimbursable, out-of-pocket, or covered by insurance.
Store files in a cloud folder (Google Drive, Dropbox, etc.) for easy access.
Consider using categories and sub-totals in a spreadsheet for quick claim submissions.