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Home Inventory Worksheet After a Fire
🔥 Home Inventory Worksheet for Fire Insurance Claims
An essential tool from House Fire Solutions to help you document everything you lost — and maximize your claim payout.
After a fire, most homeowners underestimate the number and value of items in their homes — and that can cost thousands in lost reimbursements.
This
Home Inventory Worksheet helps you create a detailed record of your damaged or destroyed belongings for your
insurance claim,
restoration plan, or
tax deduction.
🧾 1. General Household Information
Before you begin, record the following for claim accuracy:
- Property address
- Date of loss (fire date)
- Insurance company & policy number
- Claim number & adjuster name
- Inspection date(s)
- Who completed the inventory (homeowner, adjuster, consultant)
- Date inventory completed
🏠 2. Room-by-Room Inventory
List all items room by room for a complete record.
A. Living Room / Family Room
- Sofas, recliners, chairs
- Coffee tables, end tables
- TV, entertainment center, speakers
- Bookshelves, décor, artwork
- Rugs or carpets
- Lamps, clocks, mirrors
- Curtains or blinds
- Electronics (gaming systems, remotes, chargers)
- DVD, Blu-ray, or streaming devices
- Throw blankets, pillows
- Fireplace tools or screens
B. Kitchen
- Refrigerator, freezer, stove, oven, microwave
- Dishwasher, garbage disposal
- Small appliances (toaster, blender, coffee maker, mixer)
- Cookware (pots, pans, baking sheets)
- Dinnerware (plates, bowls, cups, mugs)
- Glassware and utensils
- Cutlery sets and knife blocks
- Plasticware and food containers
- Pantry food (dry, canned, frozen)
- Cleaning supplies under sink
- Kitchen linens (towels, aprons, potholders)
- Kitchen table and chairs
- Rugs, curtains, or blinds
- Trash can and recycling bins
C. Dining Room
- Dining table and chairs
- China cabinet or buffet
- Dinnerware, silverware, and serving dishes
- Tablecloths, runners, and napkins
- Centerpieces or décor items
- Artwork or wall décor
- Rugs or curtains
D. Bedrooms
(Repeat for each bedroom — Master, Guest, Kids, etc.)
- Bed frame, headboard, mattress, box spring
- Bedding (sheets, blankets, comforters, pillows)
- Dressers, nightstands, lamps
- Alarm clocks, electronics
- Mirrors or wall décor
- Curtains, blinds, or rugs
- Clothing (list separately — shirts, pants, shoes, accessories)
- Jewelry boxes, watches, or personal valuables
- Personal care items (hair dryer, iron, toiletries)
E. Bathrooms
- Towels, washcloths, bath mats
- Shower curtain and rings
- Toiletries (soap, shampoo, toothbrush, etc.)
- Makeup, razors, grooming tools
- Medicine cabinet items
- Scale or small electronics
- Trash cans or storage baskets
F. Laundry Room
- Washer and dryer
- Laundry detergents and cleaning supplies
- Iron and ironing board
- Hampers, baskets, and hangers
- Shelving or cabinets
G. Home Office / Study
- Desk, chair, and shelving
- Computer, printer, scanner
- Office supplies (pens, paper, binders, etc.)
- Books, files, records
- Fireproof safe or lockbox contents
- Reference materials, manuals
- Framed certificates or diplomas
H. Garage / Workshop
- Tools (hand, power, and garden)
- Toolboxes and workbenches
- Lawnmower, weed trimmer, or blower
- Automotive supplies (oil, antifreeze, car tools)
- Bicycles or scooters
- Sports and camping gear
- Seasonal décor (holiday, Halloween, etc.)
- Paints, solvents, and storage containers
I. Basement / Storage Areas
- Extra furniture or appliances
- Stored clothing or linens
- Old photos, memorabilia, or collections
- Holiday decorations
- Cleaning supplies and household chemicals
- Storage bins or boxes (label contents)
- Emergency supplies (flashlights, batteries, blankets)
J. Outdoor / Patio
- Patio furniture and cushions
- BBQ grill, smoker, or outdoor kitchen equipment
- Planters, pots, or tools
- Garden hoses and sprinklers
- Fire pit or heaters
- Pool or spa equipment
- Outdoor rugs, lighting, or umbrellas
K. Attic / Crawl Space
- Stored seasonal items
- Keepsakes and collectibles
- Baby gear or old toys
- Clothing, coats, or luggage
- Holiday lights or decorations
- Old electronics or computers
L. Personal Property & Valuables
- Jewelry, watches, and accessories
- Firearms or safes (document serial numbers)
- Collectibles (coins, cards, antiques)
- Artwork or sculptures
- Musical instruments
- Family heirlooms
- Rare or signed books
💵 3. Item Information Columns for Each Entry
For your spreadsheet or worksheet, include these key columns for each item:
Column | Description |
---|---|
Room/Location | Where the item was located before the fire |
Item Description | What the item is (brand, model, details) |
Quantity | Number of identical items |
Approx. Age (Years) | When purchased |
Purchase Price ($) | What you originally paid |
Replacement Cost ($) | What it would cost to replace now |
Condition (Good/Fair/Poor) | Pre-fire condition |
Proof of Ownership (Receipt/Photo) | Documentation available |
Notes | Details or clarifications for the adjuster |
🧰 4. Helpful Tips for Completing Your Inventory
- 🕒 Start immediately — even a partial list helps move your claim forward.
- 📷 Use photos and videos as backup proof.
- 💾 Save your list digitally (Excel, Google Sheets, or House Fire Solutions template).
- 💬 Keep receipts and updates organized — attach digital copies to each row.
- 🔄 Update frequently as you find new proof or items.
- 🧾 Print and review with your adjuster for claim submission.
💡 Pro Tip from House Fire Solutions
A detailed, organized home inventory can increase your claim accuracy by up to 30%.
The more documentation you have, the smoother your recovery process will be.
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