Home Inventory Checklist for Fire Recovery

🏠 Home Inventory Form (Before & After a Fire)

Created by House Fire Solutions – Helping Homeowners Recover, Rebuild, and Restore What Matters

Keeping an updated home inventory protects your peace of mind — and ensures you’re reimbursed fairly after a fire.
This form helps you record every item in your home before and after a fire, so you can prove ownership, estimate losses, and track replacements for your insurance claim.

🔑 1. Home & Insurance Information

• Homeowner Name
• Property Address
• Policy Number
• Insurance Company
• Adjuster Name & Contact
• Claim Number
• Date of Loss
• Inventory Start Date
• Inventory Completed By

💡 Tip: Keep both printed and digital copies backed up in the cloud or external drive.

🏡 2. How to Use This Checklist

• Go room by room and list every item — large or small.
• Include brand, model, and purchase year if known.
• Take clear photos or videos of every space.
• Note each item’s condition after the fire (Destroyed / Smoke Damage / Salvageable).
• Estimate replacement costs using similar product prices.
• Attach receipts, screenshots, or online store links if possible.
• Create one page or Excel sheet per room for easy tracking.

🛋️ 3. Living Room / Family Room

• Sofa or sectional – brand, purchase year, value, and condition
• Chairs or recliners – number, brand, and condition
• Coffee table, side tables, or console
• Lamps, shades, or lighting fixtures
• Curtains or blinds
• TV and remote controls
• DVD players, consoles, or speakers
• Artwork, décor, and framed photos
• Rugs or carpets
• Throw blankets, pillows, or covers

💡 Tip: Photograph electronics and label cords for insurance verification.

🍽️ 4. Kitchen & Dining Room

• Refrigerator and freezer – brand, year, model number
• Stove or oven – gas/electric, year purchased
• Microwave, toaster, coffee maker
• Dishwasher or portable appliances
• Cookware (pots, pans, utensils)
• Dishware and glassware
• Cutlery, knives, and storage containers
• Dining table and chairs
• Curtains, mats, or window treatments
• Pantry food supplies (include perishables lost)
• Cleaning supplies, towels, oven mitts

💡 Tip: Take a photo of each cabinet open before disposal.

🛏️ 5. Bedrooms

• Beds and mattresses – sizes and brands
• Headboards and frames
• Dressers, nightstands, and armoires
• Bedding (sheets, blankets, comforters)
• Clothing and footwear (list by category: shirts, coats, shoes, etc.)
• Jewelry, watches, or accessories
• Books, games, or personal collections
• Curtains, blinds, or wall décor
• Electronics (TV, alarm clock, sound systems)
• Toys or stuffed animals (for children’s rooms)

💡 Tip: Separate adult and child items for simpler insurance valuation.

🛁 6. Bathrooms

• Towels, bath mats, and shower curtains
• Toiletries, soaps, and cosmetics
• Hair dryers, straighteners, razors
• Mirrors and cabinets
• Medical supplies or prescription medications
• Cleaning products and paper goods

💡 Tip: Even smoke-damaged hygiene products are claimable losses.

🧺 7. Laundry Room

• Washer and dryer – make, model, year
• Laundry baskets and hampers
• Cleaning supplies and detergents
• Iron and ironing board
• Utility shelves and storage bins

💡 Tip: Check dryer vents and cords for fire-related damage.

🧰 8. Garage, Basement, or Storage

• Power tools, hand tools, and toolboxes
• Lawn mower, leaf blower, and garden equipment
• Paints, chemicals, and propane tanks
• Sports gear, bicycles, or helmets
• Seasonal décor (Christmas, Halloween, etc.)
• Stored furniture or plastic bins
• Camping or travel supplies
• Old electronics or appliances

💡 Tip: Document serial numbers and brands for all equipment — it can increase reimbursement.

💻 9. Electronics & Appliances

• LaptopS, tablets, and computers (with serial numbers)
• Televisions, speakers, or soundbars
• Gaming consoles or controllers
• Smart home devices or routers
• Small appliances (fans, air purifiers, humidifiers)
• Phones, chargers, and accessories

💡 Tip: Take close-up photos of model labels and warranty tags.

📚 10. Office & Personal Items

• Desk, chair, and office setup
• Computers, monitors, printers, and accessories
• Important files or paperwork
• Books, stationery, or artwork
• External hard drives and USBs
• Business-related tools or materials

💡 Tip: Include any tax or work-from-home equipment for insurance purposes.

📂 11. Important Documents & Valuables

• Birth certificates, passports, or ID cards
• Home deed, title, or mortgage documents
• Insurance policies (home, health, vehicle)
• Medical and vaccination records
• Wills, legal papers, and financial records
• Jewelry and collectibles
• Photos, heirlooms, and keepsakes

💡 Tip: Keep digital scans of all replaced documents for future safety.

🧾 12. Replacement Tracking (After the Fire)

• Record each replaced item with:
• Date replaced
• Store or vendor name
• Cost or value
• Receipt or proof of purchase
• Keep receipts in one folder labeled by room
• Note if items were covered by insurance or paid out of pocket
• Track replacement delivery dates or delays

💡 Tip: Insurance companies appreciate transparent tracking — it speeds up reimbursement.

💵 13. Estimated Loss Summary

• Add estimated total value for each room before the fire
• Record replacement cost after the fire
• Subtract insurance payments received
• Note pending reimbursements or appeals

💡 Tip: Keep a simple running total in your Excel file or notebook.

🧠 14. Final Notes

• All receipts and documents stored in safe place
• Inventory backed up to cloud or drive
• Photos and videos labeled by room
• Contact insurance agent to confirm completeness
• Schedule future annual inventory updates

💡 Remember: A detailed inventory today makes recovery faster, fairer, and less stressful later.

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